Beyond my seven year plan already going awry due to surgery, and having to switch schools and majors, I've realized that saving for building my dream house might be a bit more complicated than I originally thought. Dragging it out to 8 years, the payments I'd have to save per month are like 2900 plus dollars. That's not even including the price for buying land to build it on. I know I want to get an extra home, well more of a tiny house to set up in until I can save and build my house, but I sincerely thought it'd be easier to save up. With rents being somewhere around 1200 already, I'd need to make like 4000 dollars a month just to pull this off.
By next year, if I don't do Graduate school, I should finish school, so I have to start thinking of phase two of my 7/10/15/rest of life plan. Actually I might well be right on time. If the plan works out, by the end of the 15th year of that plan or the 32 year plan I've mapped out, I should be 57. So if I live to 57 and do a 12 year plan for my house, in between the 10 year plan which is to get a job, advance in it and make it a career, then save up and the 15 year plan of building my house and buying land to build it on, it should all be done by 57.
I have this irrational thought that I will die by 68, which is why I came up with the 7/10/15 year plan. 7 years for schooling, 10 years for a job to settle in and start saving, 15 years to save, build the house, and the last few years if that's all I have will be spent living in my house. I might get a pet somewhere in there or travel. Depending on what job I settle on, and if being an author pays off.
Still, I might have to drag that 12 out to 15 years to save up living in this economy or find a house to live in/own, so I can save up money instead of being stuck paying rent forever.
The design of my house is almost complete digitally. I would like to pay the company I'm using to build it on to print out the pictures and once I'm done with the second floor and the house is complete, I may just do that. Every Time I see it, I feel buoyant with happiness, so having it built in real life will be a dream come true. I might need to make some of the bathrooms and stuff wheelchair accessible and maybe the second floor too. Going to have to figure out how to modify that, but first I need the money to build it.
I was calculating it out and it was stressing me out thinking I only had one phase of the plan left, but I've actually got about two or three, so if I have extra time, I should be able to pull this off. Just gotta keep going and focus. Focus.
Going to Japan is my other prevailing thought. I would like to do so by 2017, but I graduate that year. Possibly the quarter after I graduate which means no financial aid help. Now if I do graduate school, I might be able to actually study there for a year learning Japanese and teaching English as a Second Language while there. It's funny because I shy away from the idea of teaching English grammar to students, but I honestly think I'd enjoy teaching English as a language. I wouldn't exactly know where to begin, but knowing Japanese and English, I might be able to make it relatable. It's just the idea of living in another country for a year that makes me pause. Being in Scotland for five months felt a little long winded. I can't imagine living in Japan for a whole year.
Still, it's something to think about. Graduate study there or study abroad. Which one is better. So many decisions to make. Two paths that were not there before, appear ahead of me and I must choose which one to go. I still plan to be an author, but I need something that will pay immediately after schooling to start paying off loans. I need to put money into being an author, before I can get money back. Unless I happen to create a few masterpieces before I leave school, this should be interesting. Not intimidated though. Excited. Bring it on, I say. I'm ready.
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